Our official channel Chat with daily distribution of money
Russian English
THE ONLY BLOG DOMAIN PROFIT-HUNTERS.BIZ! TOP, CC SITES AND OTHER - SCAMS!
PerfectMonet Epaycore Yandex Money Payeer Okpay Qiwi Payza BTC
> > OTPPAY - a revolutionary payment platform

OTPPAY - a revolutionary payment platform

OTPPAY Is a new payment platform, representing a purse (purchase, sale, exchanges and payments) based on the technology of blocking. OTPPAY has the potential to become the world's largest platform with the ability to purchase all major crypto-currencies, trade them, and use them as a tool of payment with traders with a minimum commission. By using such innovative methods as artificial intelligence and machine learning, users will be given the opportunity to convert any cryptocurrency into native tokens of the OTPPAY platform, and then into any other fiat currency.

The platform allows you to change the primary payment option from any type of crypto currency to your home token or the currency instantly, thereby protecting against market volatility. The security system OTPPAY will be developed with a combination of traditional standards of currency security and the latest innovations in blocking technology.

OTPPAY acts as a catalyst that allows for timely transnational e-commerce and business operations, thereby reducing dependence on forex.

“Artificial Intelligence, Big Data and Intelligent Analytics and Machine Learning will be OTPPAY's core offerings.”

The platform creates a dynamic payment architecture using artificial intelligence, machine learning and data analytics to come up with a solution that will bridge the gap between cryptographic payments.

OTPPAY offers a best-in-class user registration process where the customer will be tested on an immediate basis. The function of buying and selling OTPPAY will have the option of automatic trading, so that after the user has assigned predefined values, he was able to calmly do his own business while the application does the rest. All transaction data is recorded and available in mobile OTPPAY applications.

It offers a flexible version of the currency exchange in mobile wallet, where it will be possible to switch the main mode of payments or exchange with crypto to crypto, crypto to Fiat and vice versa, from Fiat to Fiat - and all this instantly.

Architecture OTPPAY is strong and built with a combination of traditional security standards (PCI-DSS) and cryptographic securities. And with a simple and user-friendly user interface with quick access functions, OTPPAY stands out among other crypto-exchangers in the market.

Also, OTPPAY offers various ways to send and receive payments from the phone book, through scanning the QR code or simply by clicking on NFC. Using the currency switch option, you can make any of its types as primary, so that all receivables are automatically converted to the specified currency.

24/7 fraud monitoring systems with open audit procedures provide additional predictive analytics, negative database and transparency, respectively. Perfectly structured data analytics will review every transaction on the OTPPAY platform and offer users a unique tool for analyzing cryptocurrency market trends. Also in development is a platform for creating a "Negative Cryptography Database", which will display all negative / unsuccessful events occurring in the crypto community. The goal is for OTPPAY to provide a complete crypto solution under one roof with greater transparency and increased security.

Thanks to the architecture design, the new database will introduce a fingerprint scanning option and many other fraud prevention tools to create a robust system. The system will also provide a "conditional deposit" mechanism for online buyers, which will allow you to make transactions without any problems, without worrying about fraudulent activities or service failures. Once mutual confirmation from the parties involved in the transaction is received, only then payment will be carried out. All payment solutions for trading companies are monitored through intellectual contracts and the credit rating system OTPPAY.

Also in the near future is the creation of a crypto credit rating (CCR), through which buyers and users will be able to benefit from OTPPAY functions.

OTPPAY and ICO

The platform issues its own currency, called OTP. These tokens are based on the blockbuster Ethereum (ERC20), which indicates its reliable level of security and high liquidity.

In the OTPPAY ecosystem, payment can not be initiated without OTP tokens and controlled by an intellectual contract. This not only stimulates the holders of the tokens to use OTPPAY in their daily payments, but also attracts new users to the platform. The tokens will be released at different stages of the ICO. In the future, OTPPAY will list tokens in various exchanges in order to expand the customer list and fulfill market expectations, providing an unrivaled service.

Total will be 1 round of pre-sale (5 March - 3 April) and 2 round ICO (4 April - 3 May; 4 May - 2 June). The total number of issues is 1 billion tokens.

All OTP tokens will be divided as follows:

  • 600 million will be sold during the ICO;
  • 200 million are reserved for management of OTPPAY;
  • 111 million will be used as bonuses and awards;
  • 70 million for private investors;
  • 19 million are reserved for the OTPPAY command.

All unused OTP tokens will be burned.

Distribution of funds from ICO:

  • 40% will be allocated to service and engineering services (MVP, external interface, intellectual analytics, cryptographic rating, etc.);
  • 15% will be allocated for the repayment of operating expenses;
  • 12% on marketing;
  • 10% for partner events;
  • 10% for bank licenses;
  • 3% for other expenses.

Today, the average fee for payment for goods and services reaches 5-6%. With OTPPAY, only 0,5% - 1,5% will be paid, and 0,05% of each transaction will go to the monthly loyalty program, as a form of gratitude to customers for making transactions. The larger the transaction volume, the higher the reward.

Team

To implement this promising project and bring the work product out of the concept to the market, OTPPAY assembled a huge team of professionals and experts in the areas of mobile technologies, digital payments, blocking, finance and crypto currency. All of them will use their combined experience for the stable growth and development of OTPPAY.



 

Roadmap

The road map for the OTPPAY project is as follows:

Q1-Q2 2018 - ICO launch; obtaining a cryptocurrency wallet and exchange license.

Q2- Q3 2018 - Launch of the beta version of the OTPPAY application; automated eKYC verification system and issuance of debit cards.

Q3- Q4 2018 - Obtaining a banking license and forming a liquidity fund in the USA, Europe and Asia.

Q1-Q2 2019 - Launching AI Power Management Request and ML Matching Engine along with smart data analytics.

Q2- Q3 2019 - Launch of a lending trading platform with a credit analyzer engine.

Q3- Q4 2019 - Expanding the zone of influence in the Middle East and achieving the goal of attracting 1 million merchants.

Q1 2020 - Launch of the community-driven Crypto Negative Database.

2021 - Much more to achieve.

 

Official site - https://otppay.io

White paper - https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf

ANN - https://bitcointalk.org/index.php?topic=3042849.380

Twitter - https://twitter.com/otppay

Facebook - https://www.facebook.com/Otppay/

Telegram - https://web.telegram.org/#/im?p=@otppaychat

* Our BTT account - https://bitcointalk.org/index.php?action=profile;u=1473358;sa=summa

March 5, 2018